Key takeaways:
The list price for Mounjaro (tirzepatide) is $1,112.16 per fill. Without insurance, the average cost of Mounjaro 2.5 mg (the medication's starting dose) is $1335.37.
Many insurance plans cover Mounjaro if you are taking it to treat Type 2 diabetes. But it's common for plans to require prior authorization or completion of step therapy (trying other medications first) before they'll cover it.
If you qualify for the Mounjaro copay savings card, you could pay as little as $25 for up to a 3-month supply.
Save on related medications
Mounjaro (tirzepatide) has grown in popularity since it was FDA approved to treat Type 2 diabetes in 2022. The medication can cost over $1,300 per month out of pocket. But many insurance plans cover it if it’s prescribed for Type 2 diabetes.
Mounjaro can lead to significant weight loss for many people. But if you're using it for this reason alone, you'll likely have to pay out of pocket for the medication. That's because Mounjaro isn't approved for weight loss.
Below, learn about ways to save money on your Mounjaro prescription with or without insurance.
Search and compare options
How much does Mounjaro cost without insurance?
As of January 2026, the manufacturer's list price for Mounjaro is $1,112.16 per fill. The retail cost is higher than the list price due to pharmacy and wholesaler mark-ups. But most people don't pay the full retail price, especially if their insurance plan covers Mounjaro.
Without insurance, the average retail cost of Mounjaro is over $1,300 per month. But the price may vary depending on the dose:
The exact price you’ll pay for Mounjaro depends on various factors, including:
Where you live
The pharmacy you choose
Your prescribed dose
Whether you have insurance or are applying discounts
How to find out if your insurance covers Mounjaro
Many health insurance plans cover Mounjaro when it's prescribed for Type 2 diabetes. But it's common for plans to have coverage restrictions. They may require your prescriber to complete a prior authorization (submitting information to your plan about why you need Mounjaro). Your insurance provider may also require you to complete step therapy (trying other, lower-cost medications first).
Your plan likely won't cover Mounjaro if you're using it only for weight loss. This is because weight management is an off-label use of the medication. In this case, your insurance plan may prefer that you use a medication that's approved for weight loss, such as Zepbound (tirzepatide).
It’s important to review your insurance plan to see if Mounjaro is covered and if there are any rules that can limit your coverage.
Here’s how to determine if your health insurance plan covers Mounjaro:
Check your formulary. Your insurance plan’s medication formulary lists what brand-name and generic medications are covered. Medications are categorized into tiers, and those in higher tiers tend to cost more. You can see if Mounjaro is included in your formulary by going to your health insurer’s website or contacting a plan representative directly.
Review any restrictions. Your formulary should also list whether you need to complete step therapy or get a prior authorization before your plan covers Mounjaro. Quickly responding to any requests from your insurance or prescriber can help you overcome these restrictions faster.
With insurance, your out-of-pocket costs for Mounjaro will depend on your type of coverage, formulary, deductible, and copay.
What to do if Mounjaro isn’t covered by your insurance
If your insurance doesn’t cover Mounjaro, try these options:
Request a formulary exception from your insurance company. If your request is denied, you have the right to appeal the decision to seek coverage.
Discuss alternative medications for your condition with your prescriber (more on this below).
When it’s time for open enrollment, compare different health insurance plans to find one that provides better coverage for the medications you need.
Ask your prescriber about Mounjaro alternatives
If your insurance company doesn’t cover Mounjaro, you can ask your prescriber about similar medications that may be covered. If Mounjaro isn't covered, your insurance plan's formulary should list which medications are preferred.
The table below lists Mounjaro alternatives for Type 2 diabetes or weight loss.
Medication name | FDA-approved use(s) |
|---|---|
Ozempic (semaglutide) | Type 2 diabetes |
Trulicity (dulaglutide) | Type 2 diabetes Cardiovascular risk reduction |
Victoza (liraglutide) | Type 2 diabetes Cardiovascular risk reduction |
Type 2 diabetes | |
Wegovy (semaglutide) | Chronic weight management Cardiovascular risk reduction Metabolic dysfunction-associated steatohepatitis (MASH) — a type of fatty liver disease |
Zepbound (tirzepatide) | Chronic weight management Moderate-to-severe obstructive sleep apnea |
Saxenda (liraglutide) | Chronic weight management |
How to save money on Mounjaro
There are still ways to save money on Mounjaro. Here are eight options to consider.
1. See if you qualify for a copay savings card
If you're eligible for the Mounjaro's manufacturer copay savings card, you could pay as little as $25 for up to a 3-month prescription. You must have commercial insurance, but your plan doesn’t have to cover the medication. However, you'll likely pay less with the card if your plan covers Mounjaro.
To qualify, you must also:
Have a prescription for Mounjaro for an FDA-approved use
Be a resident of the U.S. or Puerto Rico
Be at least 18 years old
Not be enrolled in Medicare, Medicaid, or another government-funded healthcare program
If you qualify, here are the expected amounts you could save if you have insurance that covers Mounjaro.
Type of prescription | Maximum savings on Mounjaro |
|---|---|
1-month supply | $150 per prescription |
2-month supply | $300 per prescription |
3-month supply | $450 per prescription |
Savings with the card are capped at $1,950 per calendar year. The card may be used for up to 13 prescription fills per calendar year if you have commercial medication insurance that covers Mounjaro.
If your insurance doesn’t cover Mounjaro, you may pay as low as $499 per month with the copay savings card. You can receive savings of up to $647 for a 1-month prescription in this case. There’s a separate limit of $8,411 in savings per calendar year. And the card may be used for up to 13 prescription fills per calendar year.
2. Use a GoodRx coupon
GoodRx offers coupons for a wide range of medications, including Mounjaro. Even if you have insurance, you may be able to get a better deal on the medication by using a GoodRx coupon.
You can download your free coupon by doing the following:
Download the GoodRx app or visit www.goodrx.com.
Type “Mounjaro” in the search field.
Click or tap "Start saving," or press return.
Select your location and the correct quantity and dose.
Choose to receive your coupon via email or text, or print it out.
Show the coupon at your pharmacy when you pick up your medication. If you present the coupon to your pharmacy staff early on in the filling process, such as when you first receive your prescription, this could prevent delays at the pickup counter.
Keep in mind: GoodRx savings may vary by pharmacy and the state you live in. The GoodRx website and app can help you compare prices in your area.
3. Compare prices at different pharmacies
Medication prices vary among pharmacies. Shop around for the best price, like you would with any other item on your shopping list.
With the help of GoodRx, you can compare prices at different pharmacies in your area. If you type “Mounjaro” into the search bar on the GoodRx website or app, you’ll see different prices for different pharmacy locations. Even if you’ve gone to the same pharmacy for years, you may find another pharmacy in your region is a better option because it offers the medication for a lower price.
4. Ask about 3-month supplies
Ask your healthcare professional about prescribing you a 3-month supply of Mounjaro instead of three 1-month supplies. Some insurance plans offer lower copays for 3-month prescriptions. While the savings can vary, this may reduce both your costs and your number of trips to the pharmacy.
5. Use tax-advantaged healthcare funds
Consider using funds from a health savings account (HSA), flexible spending account (FSA), or health reimbursement arrangement (HRA) to purchase Mounjaro. These accounts let you use pretax dollars to pay for copays, coinsurance, and other qualified medical expenses. This can help you reduce your costs through tax savings.
Just be sure to check if the money in your account has to be used before a certain time. FSA dollars have an expiration date. But HSA funds roll over and can be saved for later. HRA funds may or may not expire, depending on your account.
Frequently asked questions
The Mounjaro copay savings card can be used for up to 13 prescription refills per calendar year. But keep in mind the manufacturer reserves the right to change the card’s terms and conditions at any time.
No. The Mounjaro copay savings card can only be applied if your prescription is for an FDA-approved use of the medication. Currently, Mounjaro is FDA-approved only for Type 2 diabetes.
To get a Mounjaro prescription online, you can use a telehealth platform to consult with a healthcare professional. If you are eligible, the healthcare professional can prescribe Mounjaro for you. Keep in mind that there may be costs associated with using a telehealth platform, including subscription and consultation fees, in addition to the price of the medication itself.
The Mounjaro copay savings card can be used for up to 13 prescription refills per calendar year. But keep in mind the manufacturer reserves the right to change the card’s terms and conditions at any time.
No. The Mounjaro copay savings card can only be applied if your prescription is for an FDA-approved use of the medication. Currently, Mounjaro is FDA-approved only for Type 2 diabetes.
To get a Mounjaro prescription online, you can use a telehealth platform to consult with a healthcare professional. If you are eligible, the healthcare professional can prescribe Mounjaro for you. Keep in mind that there may be costs associated with using a telehealth platform, including subscription and consultation fees, in addition to the price of the medication itself.
The bottom line
If you don’t have health insurance, Mounjaro (tirzepatide) could cost you over $1,300 per month. Many insurance plans cover Mounjaro if you have Type 2 diabetes. But if you're using the medication only for weight loss, it's unlikely your plan will cover it. This is because Mounjaro isn't FDA approved for weight loss. If you have commercial insurance, you may pay as little as $25 for up to 3 months of Mounjaro with a manufacturer copay savings card.
Why trust our experts?
References
Eli Lilly and Company. (n.d.). Savings & support.
Eli Lilly and Company. (2026). How much should I expect to pay for Mounjaro (tirzepatide)?
