How Much Is Metoprolol Without Insurance?

Metoprolol is a beta blocker that’s commonly used to treat high blood pressure, chest pain, and heart failure. It comes in two forms: metoprolol tartrate (immediate-release) and metoprolol succinate (extended-release). Brand-name versions include Lopressor, Toprol XL, and Kapspargo Sprinkle.

Most insurance plans cover metoprolol. Whether you have insurance or not, you could save on metoprolol with a GoodRx coupon.

How much does metoprolol cost?

Metoprolol tartrate comes as an oral tablet that you take by mouth twice a day. Metoprolol succinate is also an oral tablet, but you only take it once a day. Kapspargo Sprinkle comes as a capsule that you take once daily.

Without insurance, 60 tablets (30 days) of metoprolol tartrate 50 mg cost an average of $16.79. The average price for 30 tablets (30 days) of metoprolol succinate 50 mg is about $15.20. And the average cost of 30 capsules of Kapspargo Sprinkle 50 mg is $73.63.

Metoprolol tartrate and metoprolol succinate tablets come as brand-name and generic medications. Kapspargo Sprinkle is a brand-name medication that doesn’t have a generic available.

The table below lists the average retail prices for various quantities and doses of metoprolol.

Which factors affect the cost of metoprolol?

Many factors affect the cost of metoprolol, including:

• Brand versus generic: Generic medications typically cost less than their brand-name counterparts.

• Location: GoodRx research shows that people in some cities, such as New York and New Orleans, typically face higher prescription medication prices. Meanwhile, people in cities like Denver and Atlanta tend to pay below the national average.

• Pharmacy: Different pharmacies, even in the same neighborhood, may charge different prices for medications. Consider using GoodRx to compare costs at pharmacies in your area before filling your prescriptions.

• Dose and quantity: Prices can vary among different medication doses. And the number of tablets you fill at one time will also affect the total cost.

• Insurance and discounts: Using insurance (if you have it) or applying discounts can help you lower your prescription costs.

Does insurance cover metoprolol?

Most insurance plans — including Medicare, Medicaid, Affordable Care Act (ACA), and commercial insurance plans — cover generic metoprolol. Prior authorization is rarely required for coverage, though a small number of Medicaid plans may ask for it. Step therapy, which typically means trying a lower-cost medication first, is also not usually required for coverage.

To confirm your coverage details and find out what you might pay for metoprolol, check your insurance plan’s formulary (list of covered medications) or contact your insurance provider directly.

What to do if metoprolol isn’t covered by your insurance

If metoprolol is not covered by your insurance, here are some options to consider:

• Use GoodRx discounts. You may be able to lower your costs with free GoodRx coupons (as discussed below).

• Talk to your prescriber. They can discuss switching you to a medication that may be covered under your plan.

• Request a formulary exception. You can ask your insurance company to make an exception and cover metoprolol. If your request is denied, you have the right to file an appeal to challenge the decision.

• Explore other insurance options. During the next open enrollment period, compare plans to see if another one offers better coverage for metoprolol or similar medications.

Ways to save on metoprolol

Generic metoprolol is generally affordable, but there are still ways to reduce your costs — whether you have insurance or not. Here are four options to consider.

4. Request a 90-day supply

Ask your healthcare professional about prescribing you a 90-day supply of metoprolol instead of a 30-day supply. Some insurance plans offer lower copays for 90-day prescriptions, and pharmacies may provide discounts on larger quantities. While the savings can vary, this may reduce both your costs and your number of trips to the pharmacy.

The bottom line

The price of your metoprolol (Lopressor, Toprol XL, Kapspargo Sprinkle) prescription will depend on factors such as where you live, which pharmacy you use, and what dose you take. Without insurance or a coupon, 60 tablets (30 days) of metoprolol tartrate 50 mg cost an average of $16.79. The average price for 30 tablets (30 days) of metoprolol succinate 50 mg is about $15.20.

There are ways to save on metoprolol. For instance, GoodRx could help you access brand-name Toprol XL at an exclusive cash price. Savings are also available on other forms of metoprolol. Requesting a 90-day supply and using tax-advantaged health accounts are other options that can help you save money.

Why trust our experts?

Written by:

Charlene Rhinehart, CPA

Charlene Rhinehart, CPA, was a personal finance editor at GoodRx. She has been a certified public accountant for over a decade.

Edited by:

Christina Aungst, PharmD

Christina Aungst, PharmD, is a pharmacy editor for GoodRx. She began writing for GoodRx Health in 2019, transitioning from freelance writer to editor in 2021.

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Methodology

We obtained national prescription coverage data for each medication from Managed Markets Insight & Technology (MMIT). The data reflect health insurance coverage as of January 2025. 

We calculated the percentage of enrollees in plans that cover each medication by dividing the number of enrollees covered for the medication within a specific insurance channel (e.g., ACA, Medicare, Medicaid) by the total number of enrollees in all plans within that channel. 

We determined the percentage of enrollees in plans with a prior authorization requirement by calculating the proportion of enrollees in plans that required prior authorization for the medication within each channel. 

Finally, we measured the percentage of enrollees in plans with a step therapy requirement by calculating the proportion of enrollees in plans that imposed step therapy requirements for the medication in each channel. 

These estimates, derived from national MMIT coverage data, provide insight into health insurance coverage for each medication. They take into account restrictions such as prior authorization, step therapy, and quantity limits. The percentages are expressed relative to the total number of enrollees covered by various insurance channels, including ACA plans, commercial (excluding ACA) plans, Medicare, and Medicaid (both state-run and managed care plans).