How Much Is Metoprolol Without Insurance?

Metoprolol is a beta blocker that’s commonly used to treat high blood pressure, chest pain, and heart failure. It’s also prescribed to reduce the risk of death after a heart attack. It comes in two forms: metoprolol tartrate (immediate-release) and metoprolol succinate (extended-release). Brand-name versions include Lopressor, Toprol XL, and Kapspargo Sprinkle.

Most insurance plans cover metoprolol. Whether you have insurance or not, you can save on metoprolol with a GoodRx coupon.

How much does metoprolol cost?

Without insurance, 60 tablets of 50 mg generic metoprolol tartrate cost an average of $15.48. The average price for the same quantity of 100 mg generic metoprolol tartrate is $16.81.

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Metoprolol

Avg retail price

$25.29(Save 76.43%)

GoodRx discount

$5.96

See all discounts

How it works

Use GoodRx to find medications, pharmacies, and discounts.

GoodRx discounts can help you pay less for your prescription.

Bring your free coupon or savings card to the pharmacy.

Your actual out-of-pocket costs will depend on many factors, such as:

• Your pharmacy

• Whether or not you have insurance coverage

• Your dosage and what form you take

• Available savings cards or discounts

• Where you live

GoodRx research shows that people in some cities, such as New York and New Orleans, typically face higher prescription medication prices. Meanwhile, people in cities like Denver and Atlanta tend to pay below the national average.

The table below lists the average retail price for various quantities and doses of metoprolol.

Does insurance cover metoprolol?

Most insurance plans — including Medicare, Medicaid, Affordable Care Act (ACA), and commercial insurance plans — cover generic metoprolol. Prior authorization is rarely required for coverage, though a small number of Medicaid plans may ask for it. Step therapy, which typically means trying a lower-cost medication first, is also not usually required for coverage.

To confirm your coverage details and find out what you might pay for metoprolol, check your insurance plan’s formulary or contact your insurance provider directly.

How different insurance plans cover metoprolol

The following tables show the likelihood of having coverage and prior authorization and step therapy requirements for generic metoprolol based on the type of insurance plan.

EXPERT PICKS: WHAT TO READ NEXT

• Do you have a flexible spending account (FSA)? Consider using your FSA dollars to pay for prescription medications, like metoprolol, before your money expires.

• Ways to save on prescription medications: From using a GoodRx coupon to making the most of your health savings account (HSA), here are some ways to save on prescription medications.

• Common metoprolol side effects: Learn about the most common metoprolol side effects and when you should contact your prescriber.

Insurance Coverage for Metoprolol Succinate

Insurance Coverage for Metoprolol Tartrate

Source: Managed Markets Insight & Technology, LLC™, as of January 6, 2025. (See methodology below.)

If metoprolol is not covered by your insurance, you can try these other options:

• Talk to your prescriber. They can discuss switching you to a medication that may be covered under your plan.

• Request a formulary exception. You can ask your insurance company to make an exception and cover metoprolol. If your request is denied, you have the right to file an appeal to challenge the decision.

• Explore other insurance options. During the next open enrollment period, compare plans to see if another one offers better coverage for metoprolol or similar medications.

Ways to save on metoprolol

Generic metoprolol is generally affordable, but there are still ways to reduce your costs — whether you have insurance or not. Here are four options to consider.

1. Download a GoodRx coupon

A free GoodRx coupon can help you save on your metoprolol prescription at many pharmacies. For example, you might pay as little as $3.00 for 60 tablets of 50 mg generic metoprolol tartrate with a GoodRx coupon.

The table below shows what you may pay for different doses, forms, and quantities of metoprolol with a GoodRx coupon.

2. Compare pharmacy prices

Prescription medication prices can vary from one pharmacy to another. You can use the GoodRx price comparison tool to find the best deals in your area. Visit www.goodrx.com to compare prices for metoprolol at various local pharmacies.

3. Use a tax-advantaged health account

If you have money in a health savings account (HSA) or flexible spending account (FSA), you can use those tax-free dollars to pay for prescription medications like metoprolol. With an FSA, your money expires after a certain deadline, so you’ll want to use your funds and submit receipts for reimbursement in a timely manner. An HSA allows you to roll over the remaining dollars in your account every year, so you’ll be able to use your money to pay for future healthcare expenses.

4. Request a 90-day supply

Ask your healthcare professional about prescribing you a 90-day supply of metoprolol instead of a 30-day supply. Some insurance plans offer lower copays for 90-day prescriptions, and pharmacies may provide discounts on larger quantities. While the savings can vary, this may reduce both your costs and your number of trips to the pharmacy.

Why trust our experts?

Written by:

Charlene Rhinehart, CPA

Charlene Rhinehart, CPA, is a personal finance editor at GoodRx. She has been a certified public accountant for over a decade.

Reviewed by:

Christina Aungst, PharmD

Christina Aungst, PharmD, is a pharmacy editor for GoodRx. She began writing for GoodRx Health in 2019, transitioning from freelance writer to editor in 2021.

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Methodology

We obtained national prescription coverage data for each medication from Managed Markets Insight & Technology (MMIT). The data reflect health insurance coverage as of January 2025. 

We calculated the percentage of enrollees in plans that cover each medication by dividing the number of enrollees covered for the medication within a specific insurance channel (e.g., ACA, Medicare, Medicaid) by the total number of enrollees in all plans within that channel. 

We determined the percentage of enrollees in plans with a prior authorization requirement by calculating the proportion of enrollees in plans that required prior authorization for the medication within each channel. 

Finally, we measured the percentage of enrollees in plans with a step therapy requirement by calculating the proportion of enrollees in plans that imposed step therapy requirements for the medication in each channel. 

These estimates, derived from national MMIT coverage data, provide insight into health insurance coverage for each medication. They take into account restrictions such as prior authorization, step therapy, and quantity limits. The percentages are expressed relative to the total number of enrollees covered by various insurance channels, including ACA plans, commercial (excluding ACA) plans, Medicare, and Medicaid (both state-run and managed care plans).