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You may find that filling a 90-day supply will reduce your total cost for this prescription. As an added bonus, you'll make fewer trips to the pharmacy, saving you time and money.

If you have insurance or Medicare, you may find that you receive lower prices if you fill your prescriptions through your plan’s mail order pharmacy. Many insurance plans (and most Medicare plans) are now offering similar rates at a select group of “preferred” retail pharmacies. Some plans may require that you fill through a mail order pharmacy for fills of more than a 30-day supply.

To switch to 90-day fills, note that you'll need a new prescription from your doctor; a 30-day quantity prescription will not allow 90-day fills.

There may be other prescriptions in the same class (that work in the same way) that could treat your condition just as well at a much lower cost.

If you're taking an expensive brand-name-only drug, it may be worth asking your doctor if there are any other less expensive, generic, or over-the-counter options that might work for you.

If your insurance plan offers a Flexible Spending Account (FSA), you may be able to use funds from your FSA to pay for OTC medications that have been prescribed by your doctor.

Eligible medications often include treatments for allergies, cough and cold, smoking cessation, stomach issues, and many other common conditions. Some items like bandages, contact lense solution, and pregnancy tests may be eligible even without a prescription.

Check with your plan for details about your coverage.