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Health Insurance 101: What Is a Deductible?

Brian Clista, MD
Written by Venus Sánchez | Reviewed by Brian Clista, MD
Updated on June 4, 2025
Reviewed by Brian Clista, MD | June 4, 2025

A deductible is the amount you pay for healthcare services before your insurance plan covers the balance. Choosing how much of a deductible you want to pay is a personal choice for you (and your family). Talk to a representative of your insurance plan for more details.

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Brian Clista, MD
Reviewed by:
Brian Clista, MD
Dr. Clista is a board-certified pediatrician who works in private practice in Pittsburgh, Pennsylvania. He previously served as a National Health Service Corporation Scholar in the inner city of Pittsburgh for 11 years.

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