Your out-of-pocket costs are expenses that you pay for healthcare services that are not reimbursed by your health insurance. If you’re confused about your out-of-pocket costs or how to lower them, talk to an insurance representative.
References
HealthCare.gov. (n.d.). Out-of-pocket costs.
HealthCare.gov. (n.d.). Saving money on health insurance: Cost-sharing reductions.
MedlinePlus. (2022). How to choose a health plan.
Why trust our experts?

Written by:
Lauren Smith, MALauren Smith, MA, has worked in health journalism since 2017. Before joining GoodRx, she was the senior health editor and writer for HealthiNation.

Reviewed by:
Sanjai Sinha, MDSanjai Sinha, MD, is a board-certified physician with over 20 years of experience. He specializes in internal medicine.











